How a Licensed Land Surveyor may interact with realtors and homeowners
Working with Title Insurance:
When you buy a piece of property you will, in most cases, get Title Insurance. The cheapest and most common is the CLTA policy some refer to this as a standard policy. One common misperception is that title insurance (CLTA) will cover you if it is discovered that your lot is smaller than your deed shows. In fact, Schedule B of a standard CLTA policy will state an exception from coverage for anything that a true and correct survey would reveal.
Boundary and setback location
Boundary Surveys are important for new and existing property owners to show if;
- Fences are in the proper location
- Encroachment by neighbors and of course encroachments on neighbors
- Location of easements that benefit or burden your property
Any buyer of property who is considering construction after purchasing should consider a survey.
Knowing the actual setbacks of the existing structure lets you design any new addition in conformance with the zoning ordinances.
Most communities will also have maximum floor area ratios and maximum development area ratios in their zoning ordinances, hillside properties will more than likely need slope density calculations done by a Land Surveyor in order to find the proper ratios.